Loans

Loan Type
APR *
Car/Truck **
Rates as low as 2.49%
Motorcycles/Boats/RV's **
Rates as low as 3.49%
Unsecured Loans **
Rates as low as 8.25%
Gun Loans **
Rates as low as 5.00%
Classic Credit Card **
12.50%
Platinum Credit Card **
8.99%
Share/CD Secured
Interest rate is based on the deposit rate plus a margin of 2.50%*
*APR = Annual Percentage Rate.
**Rate, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval.

Home Equity Rates

Home Equity Loan Types *
APR **
10-year Fixed Rate Home Equity
Up to 80% Loan to Value
Rates as low as 4.00% APR
81- 90% Loan to Value
Rates as low as 4.50% APR
5-year Fixed Rate Home Equity
Up to 80% Loan to Value
Rates as low as 3.50% APR
81- 90% Loan to Value
Rates as low as 4.00% APR
2-year Fixed Home Equity Line of Credit ***
Up to 80% Loan to Value
Rates as low as 2.99% APR
81- 90% Loan to Value
Rates as low as 2.99% APR
*Rates, terms and conditions are subject to change and may vary based on credit worthiness, qualifications and collateral conditions. All loans are subject to approval. Rates shown include all available discounts for product type. **APR = Annual Percentage Rate. ***Rates are fixed for two years. After the two year introductory period, rate will be subject to change monthly, based on the current Prime Rate as published by the Wall Street Journal, plus a determined margin. No rate discounts available for this product type.

1st Mortgage

Call for Current Rates

Deposit Rates (effective 3/14/2017)

Account Type
Rate
APY *
General Shares ($0.00 to $9,999)
0.05%
0.05%
General Shares ($10,000 to $49,999)
0.10%
0.10%
General Shares ($50,000 +)
0.20%
0.20%
Def Comp Accounts
0.20%
0.20%
IRA Share Account
0.30%
0.30%
6 Month Share/IRA Certificate **
0.50%
0.50%
1 Year Share/IRA Certificate **
0.60%
0.60%
1.5 Year Share/IRA Certificate **
0.65%
0.65%
2 Year Share/IRA Certificate **
1.00%
1.00%
3 Year Share/IRA Certificate **
1.40%
1.41%
4 Year Share/IRA Certificate **
1.65%
1.66%
5 Year Share/IRA Certificate **
1.90%
1.92%
Flexible 18 Month Certificate ($50,000 Minimum) **
0.50%
0.50%
*APY = Annual Percentage Yield.
**Certificate rates vary based on member relationship with the Credit Union. Rates shown include all available bonuses.

Smart Account (effective 2/27/2015)

Account Type
Rate
APY *
Balance < $2500
0.00%
0.00%
Balance $2,500 - $9,999
0.10%
0.10%
Balance $10,000 - $24,999
0.15%
0.15%
Balance $25,000 - $74,999
0.20%
0.20%
Balance > $75,000
0.30%
0.30%
*APY = Annual Percentage Yield. Rates are subject to change at any time without notice.